The festive season has come and gone and life is coming back to normal. The question I would like to pose to you is; how was your spending? During any festive season, people usually overspend as if they are going to live only during the season and after the festivity they will not have any need.
As a person seeking to achieve success and personal growth, it is imperative to think beyond the party life. While celebrating during the festive season, do not spend your money on petty things like taking all your friends for a drink. Though it may be fun but ask yourself, am I able to afford this kind of luxury?
Many people think that this is the time to over indulge and end up over eating. For you to be productive and achieve success you need to be healthy. I say this because people tend to buy expensive junk food that do not add value to there health. Effective living is about constantly checking on what you eat.
During the festive season, prices of some commodities and services usually go up. Therefore, avoid spending your money on such items. You would rather buy such items long before the holiday season. This then brings me to the point that budgeting is definitely the secret to checking on your spending.
Financial planning is the key to effective living and attaining personal development. Remember that building something takes a long time but destroying takes just a few days. Therefore, do not live well, only to come and break all the rules in the name of enjoying yourself. Personal growth is achieved by constantly keeping track of what you do.