Each one of us is feeling the effects of the current economic squeeze and hence it is important to find ways of being in control of your spending. As hard as it may appear to be, especially if you are a shopping addict, limiting your spending habit is very possible. Some people are principled enough to purchase only things that are absolutely necessary but it is not the same when it comes to a shopping addict.
To avoid shopping sprees, list down all the items you want to buy and get an estimate of the amount of money you will need. Do this a day before you go shopping and withdraw the amount you intend to spend. Make sure you leave your credit card at home whenever you go shopping; this has worked perfectly for me.
Anytime you carry your ATM card or credit card you may be tempted to buy items on promotion which you might not need. Supermarkets have promotions like “Buy one roll of tissue and get a free sachet of tea leaves”, to avoid temptation carry just enough cash to constrain you from overspending. In fact, sometimes when you calculate, you may discover that the free tea leaves sachets are included in the cost of the tissue roll.
Retail shops put nice and soothing music as a strategy to make you take time to walk round and see items on display, all with the hope you will spend more. So the next time you think of going shopping prepare a list of items you really need to purchase and try stick to your budget.
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